Lapointe Insurance has been protecting families and businesses for over 50 years. Whether you need auto, home, life or business insurance, our dedicated team of agents will find a customized solution for you.
At Lapointe Insurance, we take the time to get to know you and understand what really matters most so we can provide the right coverage at the best possible price. Our agents stay on top of the latest products, discounts and innovations so they can offer you options tailored to your unique needs and budget.
We Make It Easy
Signing up for insurance doesn't have to be complicated. Our streamlined application process only asks for essential information to get you the protection you need as quickly as possible. We accept most major payment methods for your convenience as well.
Lapointe Insurance Coverage Options
Lapointe Insurance offers a variety of coverage options to protect what matters most to you. We have plans for homeowners, renters, auto, life, and business. Our agents will walk you through all the options to find the right policies and limits for your needs.
At Lapointe Insurance, we’re here to understand your unique needs and provide customized insurance solutions so you can have peace of mind that what matters most is protected.
READ ALSO: USAA Motorcycle Insurance: Your Ride, Protected
Getting a Quote From Lapointe Insurance
Here are the steps to get a quote:
1. Call or Email An Agent Directly
Lapointe Insurance has over 50 agents located throughout the region. Find the agent nearest you on their website and call or email them directly.
2. Provide Necessary Information
To generate an accurate quote, the agent will need details like:
Your name, address, date of birth
Information on your home, vehicles, or business like year, make, model, and value
Your current insurance provider and policy details, if any
Any prior claims, accidents, or violations in the last 3-5 years
3. Review and Compare Quotes
Once you provide the necessary details, the agent will generate a customized quote for you based on Lapointe Insurance's competitive rates. They can also provide quotes from other top-rated insurance companies for you to compare.
READ ALSO: Clever Ways to Get the Best Deal on Workers' Comp
How to File a Claim With Lapointe Insurance
Here are some of the ways to file a claim with lapointe insurance:
1. Report your claim
As soon as possible after an accident or loss, call our 24-hour claims hotline or log in to your online account to report your claim. Be prepared to provide details about what happened, the date/time of loss, and an estimate of damages or injuries.
2. Provide additional details
Within 3 business days, submit any additional details about your claim like photos of damages, copies of medical bills or records, or official police or fire reports.
The more information you can provide up front, the faster your claim can be processed. Email, fax or mail all relevant documents to your assigned claims specialist.
3. Schedule an inspection (if needed)
For property damage claims, an adjuster may need to physically inspect the damages. Your claims specialist will schedule a time for the adjuster to review the loss, take additional photos, and provide an official estimate of repairs or replacement costs.
4. Sign necessary paperwork
Once your claim has been fully reviewed and estimated costs have been determined, you will receive official paperwork to review and sign.
This may include forms to release medical records, authorize repairs or replacement work to begin, or formally accept a settlement offer.
5. Receive your settlement
After signing all necessary paperwork, your settlement will be issued according to your policy terms. Settlements may be mailed via check or transferred electronically to your bank account on file.
For approved repairs or replacement of property, we will pay contractors or vendors directly. Your claims specialist will keep you informed of the status and details of your settlement every step of the way.
Lapointe Insurance Customer Service and Support
At Lapointe Insurance, we believe that protecting what matters most to our customers is about more than just providing policies and collecting premiums.
Helpful guidance. Our agents will walk you through your options and help determine the right coverage for your unique needs and budget.
Responsive service. We strive to respond to all customer inquiries within one business day. You can reach us by phone, email, or by visiting one of our local office locations.
Hassle-free claims. In the event of a claim, we make the process as simple as possible.
Valued partnerships. We build long-term relationships with our customers based on trust and transparency.
